D7 Visa 2026 — Income Thresholds and Document Checklist

The D7 visa (Visto de Residência D7) is for applicants who hold stable passive income from outside Portugal — typically pensions, rent, dividends, royalties or trust distributions. The key difference from the D8 (digital nomad) is that the D7 does not require you to be employed abroad; it is built around actually living in Portugal long term.

Main applicant income threshold

The main applicant must show stable monthly passive income of at least the Portuguese minimum wage. As of 2026, the reference figure is:

• At least €920 per month (roughly €11,040 per year)

This number moves with the Portuguese minimum wage. The minimum wage for any given year is set by official Portuguese decree — the figures below are for guidance only and do not constitute legal advice.

How the threshold rises with dependants

On top of the main applicant's income:

• Spouse: add 50% → +€460/month, so roughly €1,380 combined
• Each minor child: add 30% → +€276/month
• Each dependent relative (e.g. a parent): add 30%

Example: a couple plus one minor child needs roughly €1,656/month to meet the threshold (920 + 460 + 276).

Tip: Different consulates interpret "stable" slightly differently. As a rule, they want to see 6–12 months of bank statements that consistently clear the threshold.

Document checklist

Personal documents

• Valid passport (covering the full residence period)
• Recent passport-size photos
• Portuguese tax number (NIF) — available online through FastNIF
• Proof of a Portuguese address (a formal lease, ideally 12 months or longer)
• Proof of a Portuguese bank account
• Criminal record certificate (for applicants 16+, apostilled and translated)
• Travel health insurance (covering the Schengen area, minimum €30,000)

Proof of income and funds

• 6–12 months of bank statements
• Evidence of the passive income source (pension statement, lease, dividend notices, etc.)
• Funds held in a Portuguese bank to cover at least 12 months of living costs (we suggest ≥ €11,040 per person)

Family member documents

• Birth / marriage certificates (apostilled and translated)
• Proof of dependency (for adult children or parents)

The application process

1. Consulate appointment: usually needs to be booked 1–3 months ahead
2. Submission: in person at the consulate; some posts require an interview
3. Entry visa: once approved, you receive an entry visa valid for 4 months
4. AIMA appointment: after arrival, AIMA collects your biometrics
5. Residence card: issued after review — valid for 2 years and renewable

A few traps people miss

• Lease too short: a 6-month lease is usually not accepted; aim for at least 12 months
• Choppy statements: a single month below the threshold, even if the annual total is fine, gets some posts to refuse
• Insufficient insurance: domestic-only cover with no Schengen-valid private plan
• NIF mix-ups: a NIF obtained through FastNIF that isn't synced to your tax representative, which then blocks later steps